Wednesday, August 10, 2011

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Do You Know Your Credit Score?

Most people only find out how bad their credit is when they apply for a loan, apartment or insurance and are rejected for having poor credit.

Of course, it is much better to start off on the right foot and never get yourself into a situation where you have bad credit in the first place. With the right kind of knowledge and good habits, you will maintain good credit.

The Fair Credit Reporting Act allows every person in the United States to obtain a free credit report every year from the three credit reporting companies: Experian, TransUnion and Equifax. Even if you have a pretty decent credit score, there could be a couple errors one on of your reports that affect it slightly in the negative direction. In this case, it will be worthwhile for you to contact me at Corrie@trinitycreditservies.com to help you remove those negative items.

- Corrie :)

Tuesday, August 9, 2011

Why Good Credit Matters

I'm excited to offer my knowledge of the credit world, and look forward to posting some great information on here as well being available to you if you have any questions.

Did you know....we are becoming increasingly dependent on using credit to make purchases. These days, having good credit is not only important when you want to obtain credit cards or apply for loans, it is also important when you apply for new services like phone and cable.

Credit history makes up 35% of your credit score and the last 2 years is what matters the most!

www.trinitycreditservices.com/corrie