Most people only find out how bad their credit is when they apply for a loan, apartment or insurance and are rejected for having poor credit.
Of course, it is much better to start off on the right foot and never get yourself into a situation where you have bad credit in the first place. With the right kind of knowledge and good habits, you will maintain good credit.
The Fair Credit Reporting Act allows every person in the United States to obtain a free credit report every year from the three credit reporting companies: Experian, TransUnion and Equifax. Even if you have a pretty decent credit score, there could be a couple errors one on of your reports that affect it slightly in the negative direction. In this case, it will be worthwhile for you to contact me at Corrie@trinitycreditservies.com to help you remove those negative items.
- Corrie :)
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